Archive | December, 2012

How to get the best college scholarships

December 31, 2012

Single moms know that starting early means finishing early with everything from cleaning the house to studying for exams, but when it comes to college scholarships, not everyone gets the same jump on applications that they should. Of course, there's more to scoring the perfect scholarship than just sending in paperwork on time. While there's no way to guarantee a winning form, there are other things that can be done to ensure financial aid for moms comes through.…

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Grants for single parents provide peace of mind

December 31, 2012

Taking out loans is not an option for some single parents who are already stretched thin financially. Whether people have a lack of credit or just can't add another payment to monthly bills, scholarships and grants for single parents provide the kind of funding moms need to go back to school without the stipulation of repayment. That's what makes these such desirable options, but grants may have benefits over scholarships for moms in need.…

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Putting life in order helps keep harmonious households

December 28, 2012

Have you ever gone to the store to buy something, only to come home and find the same product tucked in a random corner of the kitchen? Or maybe you replaced something you thought was broken but it turned out it was just in need of new batteries? Keeping a neat, organized household can be hard for single moms trying to balance home, school, work and kids, but it's also essential for making sure that budgets are maintained.…

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Finance tips for single moms

December 28, 2012

Balancing the books every month, so to speak, can be a trying experience for single moms on a fixed income. Even those that work full-time jobs or carry more than one position to keep the family running may feel stretched thin, and not in just terms of money. Quality of life is important, too, when considering budgets and bank accounts, and many moms choose to get college scholarships so they can get back in the classroom and turn their financial futures around.…

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Single moms go back to school to help families

December 28, 2012

It may be hard to fathom adding more to a single mom's plate by applying to colleges, working out class schedules, studying, applying for college scholarships and setting up childcare, but there are benefits to jumping through these hoops. Continuing to work at a dead-end job can help single parents scrape by, but this can be a stressful situation with no reprieve in sight.…

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Tips for staying sane as a single mom

December 26, 2012

It may feel like there are just too many things to accomplish during the day. Between work and school, kids and home, there always seems to be something left to do at the end of the day. Accepting that this is common for all families is the first step in helping single moms maintain stress levels and learn to relax, so they can focus on the most important things, like spending time with the kids and studying for college scholarships.…

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Smart holiday shopping key to financial success

December 24, 2012

With Christmas fast approaching and less than a week left to buy the last few presents, single moms may be holding out for final sales to get good gifts without spending too much. There are ways of meeting both those goals without raising stress levels through the roof, chief among them is setting a budget, both in time and money.
Limiting expenses
A review by Visa and GfK Roper OmniTel found that between two-thirds and three-fourths of Americans wait until the last 10 to 14 days of the holiday shopping season to finish up their purchases.…

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Finding a job during the holiday rush

December 24, 2012

The winter shopping season is drawing to a close, but employers are still looking for people to flesh out the ranks. For single moms relying on college scholarships, making a little extra money during the winter break or leading up to Christmas can be a big help, but it can also put added strain on an already hectic lifestyle. It's up to each person to decide for herself if she feels she can balance a job with running a home, caring for kids and going to school.…

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Finding funding options lightens load for school

December 21, 2012

One of the many problems facing mothers in going back to school is that not all financial aid for moms helps put food on the table or pay the bills. In those instances, getting public assistance may not always be an option, as some programs will count scholarships as income, making single moms ineligible for financial help with anything outside of school.…

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Lower expenses in the winter months

December 20, 2012

Cold weather means warm sweaters and hot drinks, but it also means higher utility bills for those that like to crank up the heat. Financial aid for moms rarely covers expenses outside of tuition and school bills, so finding the money to cover rising oil and electricity invoices can be a challenge when already balancing home, school and kids. There are a number of ways to bring down those amounts each month without freezing to death, but being smart about energy consumption will need to take center stage.…

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